The SEC is eating up half the spots in the

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The enigma: USC. Can the Trojans play four quarters against a ranked opponent? USC was undefeated heading into Illinois on Sept. 27, and couldn’t finish in a 34-32 loss. They get the Wolverines at home before heading to rival Notre Dame on Oct. 18. A win against Michigan would give USC a much-needed cushion, considering its two toughest remaining games — Notre Dame and Nov. 22 at Oregon — are on the road. USC’s defense has allowed at least 30 points in each of the past two games. The selection committee won’t penalize USC for a close road loss to a decent Illinois team, but it will be looking for statement wins, and right now the Trojans don’t have one.
If the playoff were today
Would be in: Indiana, Ohio State, Oregon
On the cusp: Michigan
Work to do: Illinois, Maryland, Nebraska, USC, Washington
Would be out: Iowa, Michigan State, Minnesota, Northwestern, Penn State, Purdue, Rutgers, UCLA, Wisconsin
ACC
Spotlight: Georgia Tech. The undefeated Yellow Jackets are one missed call from being in the “work to do” category below. Officials missed a critical offsides penalty Sept. 27 at Wake Forest, helping Georgia Tech drive down the field for a game-tying field goal before winning in overtime. The selection committee members will know this situation and consider it during their discussions. The Jackets are here because of their realistic chance to reach the ACC title game — not their résumé, which doesn’t include any wins against ranked opponents, and that might continue, as none of their remaining ACC opponents is currently ranked. Rival Georgia will be Georgia Tech’s best chance to impress the selection committee for an at-large bid if the Jackets don’t win the ACC. They’re good enough, though, to be undefeated heading into the Georgia game, which could make things interesting. Right now ESPN’s FPI projects the Jackets to win each remaining game except against Duke and Georgia. That’s why ESPN Analytics is showing Georgia Tech has the fourth-best chance (18.6%) in the league to reach the ACC title game behind Miami, Duke and Virginia. If Georgia Tech doesn’t lock up a spot as the ACC champ, the committee will have a significant debate about the Jackets as a two-loss ACC runner-up (loss in ACC title game and to Georgia) with no statement wins.
The enigma: Virginia. First the Cavaliers caught the nation’s attention with the Friday night spotlight win against Florida State, and then they eked out an overtime road win against Louisville. Now they’ve got the third-best chance to reach the ACC title game (45.3%), according to ESPN Analytics. That’s because ESPN’s FPI projects Virginia to lose at Duke on Nov. 15, its toughest remaining game. Virginia is similar to Georgia Tech in that it’s unlikely to face any ranked conference opponents the rest of the season, but it doesn’t have a big-time nonconference opponent to help compensate for that. So if the Hoos don’t win the ACC, that Week 2 loss at NC State could come back to haunt them as a two-loss conference runner-up. Virginia fans should be cheering for FSU to run the table because the more the Noles win, the better that Sept. 26 win against them looks.
If the playoff were today
Would be in: Miami
On the cusp: Georgia Tech
Work to do: Virginia
Would be out: Boston College, Cal, Clemson, Duke, Florida State, Louisville, North Carolina, NC State, Pitt, SMU, Stanford, Syracuse, Virginia Tech, Wake Forest
Big 12
Spotlight: BYU. The undefeated Cougars are here because they’re on a collision course with Texas Tech to play for the Big 12 title. According to ESPN Analytics, BYU has the second-best chance to reach the Big 12 championship game (43%) behind the Red Raiders (67.3%). This will get settled on the field before then, as those teams play each other Nov. 8 at Texas Tech. It’s currently the only game on the Cougars’ schedule that ESPN’s FPI gives them less than a 50% chance to win. Even if BYU loses that game, if it’s the Cougars’ only loss, they could face Texas Tech again in the league championship. BYU would lock up a spot with the Big 12 title, but two losses to the Red Raiders would likely knock them out as the conference runner-up. That depends, though, on how many Big 12 opponents are ranked by the selection committee.
Bracket
Based on our weekly projection, the seeding would be:
First-round byes
No. 1 Miami (ACC champ)
No. 2 Ohio State (Big Ten champ)
No. 3 Oregon
No. 4 Texas A&M (SEC champ)
First-round games
On campus, Dec. 19 and 20
No. 12 Memphis (American champ) at No. 5 Ole Miss
No. 11 Tennessee at No. 6 Alabama
No. 10 Texas Tech (Big 12 champ) at No. 7 Oklahoma
No. 9 Indiana at No. 8 Georgia
Quarterfinal games
At the Goodyear Cotton Bowl, Capital One Orange Bowl, Rose Bowl Presented by Prudential and Allstate Sugar Bowl on Dec. 31 and Jan. 1.
No. 12 Memphis/No. 5 Ole Miss winner vs. No. 4 Texas A&M
No. 11 Tennessee/No. 6 Alabama winner vs. No. 3 Oregon
No. 10 Texas Tech/No. 7 Oklahoma winner vs. No. 2 Ohio State
No. 9 Indiana/No. 8 Georgia winner vs. No. 1 Miami