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These are the 5 best EV financing offers right now

These are the 5 best EV financing offers right now

Some of the best financing deals on EVs are offering 0% APR for up to 72 months, and if you combine that with an electric car eligible for the $7,500 federal tax credit, you get a pretty solid deal if you’re looking to buy.

However, the EV federal tax credit dies a premature, unnecessary death on September 30, 2025, thanks to the Republican-controlled Congress, so check out the best EV financing deals below that our friends at CarsDirect have surfaced.

Honda-Prologue-Acura-EV
Photo: Acura

2024 Acura ZDX – 0% APR For 72 Months + up to $10,000 cash

It’s not every day you can pair 0% APR for six years with up to $10,000 in savings, but that’s what’s on the table for the 2024 Acura ZDX through September 2.

For the A-Spec trim with all-wheel drive, buyers get $6,000 off the MSRP. Go with rear-wheel drive, and that drops to $3,500. The Type S also gets a $2,500 cut.

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If you own an Acura or a competing brand, there’s an extra $4,000 loyalty or conquest cash offer in the mix.

Click here to find a local dealer that may have the Acura ZDX in stock. – trusted affiliate link

Toyota-bZ4X-$19,000-off
Photo: Toyota

2025 Toyota bZ4X – 0% APR For 72 Months + $2,500 cash

In many regions, Toyota is offering 0% APR plus $2,500 in bonus cash on the 2025 bZ4X when you finance through Toyota Financial Services. That $2,500 is basically a rebate tied to Toyota’s promotional interest rate.

This offer wraps up August 4, so if the bZ4X is on your list, now’s a good time to make a move.

Click here to find a local dealer that may have the Toyota bZ4X in stock. – trusted affiliate link

Japanese-automaker-EV-plans
2025 Subaru Solterra (Source: Subaru)

The 2025 Subaru Solterra is sticking with its usual deep-discount playbook of 0% APR for 72 months through July 31. But there’s a lesser-known perk worth flagging.

According to a national dealer incentive bulletin, Subaru is also kicking in $2,500 in dealer cash. You can stack it with the 0% financing deal, but don’t expect it to be plastered all over ads – it’s a behind-the-scenes offer, so shopping around could pay off.

Click here to find a local dealer that may have the Subaru Solterra in stock. – trusted affiliate link

Honda-Prologue-EV
2025 Honda Prologue Elite (Source: Honda)

2025 Honda Prologue – 0% APR + $11,500 cash

Through September 2, Honda’s got one of the most generous EV deals around on the 2025 Prologue: 0% APR plus up to $11,500 in bonus cash.

Here’s how it breaks down if you finance through Honda Financial Services: $5,500 in cash off the top, a $3,500 loyalty or conquest bonus if you already drive a Honda (or are switching from a competitor), and another $2,500 on top of that. It’s all stackable. Plus, the 2024 Honda Prologue is eligible for a $7,500 federal tax credit on purchases.

The catch? You need to live in California or another ZEV state to get the full package. But even outside those areas, Honda’s still offering solid cash incentives that make the Prologue well worth a look.

Click here to find a local dealer with the Honda Prologue in stock. – trusted affiliate link

Ford-Mustang-Mach-E
Photo: Ford

2025 Ford Mustang Mach-E – 0% APR + $0 Down + 0 payments for 90 days

Ford’s rolling out a “zero-zero-zero” deal on the 2025 Mustang Mach-E: You get 0% APR for 60 months, $0 down, and no payments for the first 90 days.

To sweeten the deal, Ford is throwing in a free home charger plus free installation. If you’re already set up with home charging or just not interested, you can opt for an extra $500 bonus instead.

For a popular EV like the Mach-E, this is one of Ford’s most aggressive financing offers in a while, especially with that no-payment cushion built in.

Click here to find a local dealer that may have the Ford Mustang Mach-E in stock. – trusted affiliate link


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